Secu Hours Of Operation (2024)

FAQs

What's the most you can withdraw from a sECU? ›

(888)732-8562

State Employees Credit Union / Customer service

What is the cut-off time for a mobile deposit submission? You may deposit checks through mobile deposit at any time! However, depending on the time of day (after 6 pm ET), you may not see your deposit until the following business day. For more information, see our Funds Availability Policy.

Our policy is to make funds from your cash and check deposits available to you on the same business day that we receive your deposit.

“$5,000 is okay, but if you withdraw more than $10,000, the transaction will be reported to the IRS and at least one other government agency,” Bakke said. “You will also normally be required to fill out Form 8300.

An ATM withdrawal limit is the maximum amount of cash you can withdraw within a specified period. For example, an ATM may restrict daily withdrawals to no more than $1,000. ATMs often impose daily limits. This is for security purposes and to maintain enough cash to service customers at any time.

Once member support moves your email address or U.S. mobile phone number, it will be connected to your account so you can start sending and receiving money with Zelle through mobile banking app and online banking. Please call SECU's member support toll-free at 1-800-879-7328 for help.

Call 888.732.8562

Calls are toll-free for members anywhere in the United States. Our member service support staff are in North Carolina to handle your needs 24 hours a day, 7 days a week.

Who can join SECU. SECU membership is open to people employed through the State of North Carolina, related entities, and their family members.

No minimum balance requirements. 50,000+ Free ATMs nationwide.

What is the minimum balance for Secu MD? ›

You get a FREE checking account with no minimum balance, no monthly maintenance fees and the ability to earn rewards like Debit Cash Back, and higher interest rates, based on your balances and activity with SECU.

Cutoff times apply to various types of banking transactions, including wire transfers, check deposits, and electronic ACH transfers. These times can vary from bank to bank or depending on the transaction type within the same bank. Most banks have a cutoff time around 5:00 p.m. local time.

Banks are required to report any transaction of over $10,000, including withdrawals. And if you think you can avoid reporting by separating your big transactions into smaller ones, you'd be wrong. This is known as "structuring," and banks are required to report that, too.

Banks that offer early direct deposit do this by making funds available in your checking account as soon as they receive information from a payer, such as your employer, about incoming deposits, rather than waiting for the funds to clear first. This way, you might have access to your direct deposit two days early.

Usually, you'll have access to your direct deposit at the opening of business on your payday — by 9 a.m. In many cases, direct deposits hit accounts even earlier, often between midnight and 6 a.m. on payday morning. But there are factors that can affect how long it takes your direct deposit to become available.

The actual limit depends on the type of debit card you have. You can not withdraw above the maximum amount. The one-time withdrawal limit from ATMs varies between Rs. 40,000 to Rs. 1,00,000.

Individual banks set ATM withdrawal limits. Generally, ATM cash withdrawals are restricted to $300 to $1,000 daily. Also, some ATMs limit the cash they dispense per withdrawal. This limit protects customers from large financial losses and makes sure machines are appropriately stocked with cash.

There is no limit to how much of your funds you can withdraw in the branch, from your credit union account.